—— MERDEKA CREDIT & LEASING ——

Licensed Solutions

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How customers say?

A person silhouetted during sunset in a scenic mountain landscape, capturing the essence of outdoor adventure and travel.

“The approval process was impressively fast — documents verified within a day and funds received the next business day.”

Mr. Chan
Johor Bharu, Johor
A person silhouetted during sunset in a scenic mountain landscape, capturing the essence of outdoor adventure and travel.

“Their quick disbursement service helped us pay staff salaries before the holiday — exactly when we needed it.”

Ms. Lim
Kuala Lumpur
A person silhouetted during sunset in a scenic mountain landscape, capturing the essence of outdoor adventure and travel.

“When my family needed urgent medical funds, the emergency loan option was secure and transparent — no hidden fees.”

Mr. Khairul
Putrajaya
A person silhouetted during sunset in a scenic mountain landscape, capturing the essence of outdoor adventure and travel.

“After consolidating several credit cards, my monthly payment decreased significantly — financial breathing room at last.”

Mr. Wong
Bayan Baru, Pulau Pinang

Licensed & Secure

Licensed

Merdeka Credit & Leasing Sdn Bhd is a registered money-lending entity. We operate under applicable Malaysian legislation and maintain AML/KYC procedures to protect both customers and the company.

Security

All online data transfers are encrypted (SSL/TLS). Sensitive documents are stored securely with restricted access.

Privacy

Customer data is processed only for loan assessment and legal compliance. We do not sell personal data.

How to Apply

Apply Online

Complete our short form (2–5 minutes)

Upload

ID, proof of income, bank statements (secure upload)

Credit Check

We run eligibility checks and affordability assessment

Sign Agreement

E-sign or print & sign — full terms shown before you sign

Receive Funds

If approved, money disbursed to your account.

Rates, Fees & Repayment

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Ready to apply? Get a personalized quote or speak to a loan specialist.